Oxygen Loans works to make sure that our process is as smooth and simple for you as possible. You’ll find that applying for a short-term loan or instalment loan only takes a few steps and can be completed in just minutes.

(1) First select your required loan amount.

(2) Select the term of the loan by assessing the duration you’ll require to pay back the loan.

(3) Finally, fill in our application form, which we’ve consolidated to be as concise and straightforward as possible.

It’s really that simple!

If your application is deemed successful, we’ll redirect you to the selected lender to process your loan and finalize your agreement, if you choose to move forward. By using the information provided directly within your application, we’ll be able to match you with a possible loan provider for your needs. We want you to have access to the cash you need, so we won’t require an established credit history, additional paperwork or background checks to move forward with our process.

Many other loan brokers share and sell data that passes through their websites to other companies, but we instead opt to protect your data with Norton Business Level SSL EV Security Level Protection and will never share your data without your explicit permission.

We value your participation in our loan process and take extra measures wherever and whenever possible to protect the confidentiality and security of your loan search with us.

We make sure to keep our process entirely transparent at all times, and welcome any questions you may have to be directed to customers@oxygenloans.com.

As a short-term loan broker working strictly online to service thousands of customers, we work to streamline our process to the greatest extent possible and make sure that your application is processed quickly and your funds are made available (if approved) shortly thereafter.

We’re fully authorized by the Financial Conduct Authority (FCA) and are also registered in full compliance with the Information Commissioner’s Office, an entity which exists solely to protect your data.

Each day, we help thousands of hard working individuals across the United Kingdom gain rapid access to cash when they need it most. We work diligently to provide the highest standards available in the loan broker industry and provide a transparent process across all of our loan brokering processes.

After completing the application process, we encourage you to review all the terms and conditions contained with your specific loan offer to ensure you’re in full agreement with the APR and loan repayment period offered. If you have bad credit, existing debt or any doubt whatsoever in your ability to meet your repayment terms in a timely fashion, we encourage you to complete additional research and take the time required to decide if a short-term loan may be the right decision for you.

Our application offers unrivaled ease and convenience, and your application can be easily completed from a mobile-device, tablet, laptop or desktop computer. We know your busy, so we’ve put extra time into making sure that our process is a breeze, providing you with all of the tools you need to breathe easier while securing your loan.

Our eligibility requirements are simple, and as long as you are eighteen (18) or over, have an active UK bank account and current income, you will be eligible to apply for your loan through Oxygen Loans.

Simple steps to a free no obligation loan quote

  • Fill in our Easy, Online Application
  • We will provide you with an online decision
  • Sign your agreement and receive your funds

We encourage you to keep in mind that even after you fill out your application and press submit, you are still under no obligation to proceed and sign for your loan. We’ll only request your Debit Card details once you’ve accepted your loan offer, have gained a full understanding of your repayment dates and terms and feel entirely confident moving ahead.

There are many advantages to finding your loan via Oxygen Loans.

You’ll find some of the most common advantages listed below:

  • Easy, fast online application process
  • Safe, secure and confidential loan request
  • Apply for a loan between £100 - £5000
  • Funds deposited into your bank account*subject to final checks
    • Easy online application
    • Apply for £100 - £5000
    • 2000 applications daily
    • Open 24 hours a day
    • Secure and confidential
    • Funds in your account*subject to final checks and processing times
    • Personalised quote
    • One simple form
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WARNING: Late repayment can cause you serious money problems. For help and advice go to: moneyhelper.org.uk. We are fully authorised and regulated by the Financial Conduct Authority in the UK. We are entered on the Financial Services Register no: 826691